
This manual and field workbook provides detailed instructions for using FEMA's Substantial Damage Estimator (SDE) 3.0 Tool to assess and document substantial damage to residential and non-residential buildings after flooding events. It guides community officials and field practitioners through installation, data collection, assessment creation, quality assurance, and report generation, supporting compliance with NFIP requirements. The resource includes step-by-step procedures for evaluating building elements, entering data, and producing defensible damage estimates for post-disaster recovery and regulatory determinations.